If you’ve been convicted of driving under the influence, you may be wondering if it’s still possible to buy or lease a car.
This is a complex subject, and one which it’s worth understanding if you’re facing a DUI charge, or have already got one on your record. So let’s get stuck in and explore your options.
Understanding the Consequences of a DUI on Buying a Car
The unfortunate truth is that having a DUI to your name can make purchasing or leasing difficult. Many lenders and dealerships will not approve financing for applicants with DUIs due to the high risk associated with them.
Also, each state has different laws regarding how long after getting a DUI someone must wait before they are allowed to purchase another vehicle.
In most states, this waiting period ranges from one year up to five years, depending upon the severity of your offense, as well as other factors such as any past convictions or points against your license.
Additionally, some insurance companies consider individuals who have had recent DUIs as high risk clients, so their premiums might also go up significantly when applying for coverage post-conviction.
Fighting the DUI Charges in Court: Is it Worth It?
If you have been charged with a DUI, one option is to fight the charges. This can be done by challenging evidence presented against you or by bringing up extenuating circumstances. However, this process may take quite some time and it’s important to consider all of your options before deciding if going down this route is worth it for you.
It’s crucial to consult an attorney who specializes in criminal defense law, like the team at Middlesex County Criminal Defense Lawyers. They will be able to provide advice on how best to proceed with your case, and what the likely outcomes might be should they choose to go ahead with litigation.
Depending on where you live, there might also be other resources at your disposal, such as public defenders that can provide assistance at reduced costs for those facing financial hardship due to their legal situation.
Any decision regarding whether to fight a DUI charge in court involves weighing many factors, including the cost of contesting the charges against the benefits that will come from winning your case and achieving redemption. Once again, an expert defense lawyer will give you the guidance you need in this scenario.
Exploring Other Transportation Options
If you are unable to secure financing for a car after receiving a DUI, there may be other transportation options available.
Certain cities and states offer public transit such as buses or trains, which can provide low-cost access to many different destinations. Additionally, ride-sharing companies such as Uber and Lyft have become increasingly popular in the last few years, giving customers an easy way to get around town quickly even without owning their own vehicle.
If you’re planning on taking a longer distance trip and don’t have a car, renting a vehicle from an agency might be an option worth considering. Many rental agencies offer short-term rentals without requiring long-term contracts or commitments. This can be particularly helpful for individuals who have been convicted of a DUI and are unable to purchase a car due to credit score issues or financial constraints. Renting a car can provide a temporary solution for those in need of transportation after a DUI conviction.
Ultimately though, whatever mode of transport you choose must be able to meet your needs while still adhering to local laws governing driving license suspensions. So the fallout of your case can impact more areas than you might think.
The Bottom Line
Buying a car isn’t always off the table if you’ve got a DUI. It’s just a case of knowing the law, getting expert advice, and being aware of the potential price increases and restrictions that arise from this situation, so you can plan accordingly.