14 Best 0 % Financing Car Deals in December 2021

Get 0 Percent Financing Car Deals Right Now

Buying an automobile is a big task. And it gets harder due to rising prices. Even getting a loan does not help as high-interest rates are there to drown you.

However, if you want to own a brand new car, suv, or truck, then it is time you start looking for 0 percent financing car deals.

One of the best ways to save money on your big purchase of a new vehicle is to get a zero percent financing deal, and that too for the long term.

0% APR means no high monthly payments. Also, if you keep looking, you might even end up getting a finance deal that offers interest-free financing for the long term plus some cash bonus.

Due to the supply shortage and high demand, there are not many attractive deals available in the market. However, we still were able to find some of the best financing deals out there.

Top brands like Hyundai, Chevrolet, Dodge, Jeep, made their way on our list of the 14 top 0 percent financing car deals in December 2021. And if you like, you can also check out our list of Best End of Year Car Deals 2021.

14 Best 0 Percent Financing Car Deals December 2021

Buying a car is a big investment. If you pay for the entire amount through cash, you save yourself from giving any extra amount other than the actual selling price.

However, if you are paying via a loan that includes monthly payments, you end up giving more from your account as you have to pay interest for the elongated payments.

But if you go for 0 percent financing car deals in 2021, you will be able to pay for your car on the monthly basis without having to pay an extra dime. It means no interest charges.

Below we have listed some of the best 0 percent financing car deals that you can grab this year:

  1. 2022 Chevrolet Equinox: 0% financing for 72 months
  2. 2022 Chevrolet Traverse: 0% financing for 72 months
  3. 2022 Toyota Highlander: 0% financing for 36 months
  4. 2022 Toyota Corolla Cross: 0% financing for 36 months
  5. 2022 Honda HR-V: 0% financing for up to 36 months
  6. 2022 Hyundai Santa Cruz: 0% financing for 48 months
  7. 2021 Hyundai Tucson: 0% financing for 60 months
  8. 2021 Subaru Outback: 0% financing for a limited-term
  9. 2021 Subaru Legacy: 0% financing for 63 months
  10. 2021 Volkswagen Atlas: 0% financing for 36 months
  11. 2021 Ram 1500: 0% financing for 72 months
  12. 2021 Ford Escape: 0% financing for 60 months
  13. 2021 Jeep Grand Cherokee: 0% financing for 72 months
  14. 2021 Dodge Challenger: 0% financing for 72 months

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Explore The 14 Best 0 % Financing Car Deals You Can Go For In 2021:

One of the major issues with taking out a loan to purchase an automobile is the high-interest rates. The high monthly payments are bound to crush your finances in no time.

Thus, in such circumstances looking for the best car deals is the only way to get out of such situations. And today, we bring you some of the best 0 percent financing car deals in December for 2021 & 2022 models.

All the 0 percent financing car deals listed below hold different terms for the deal. Some are for a designated period, some are for a limited period, while some even offer no payment for the starting 2-3 months of the deal.

So, let us explore those high-end deals.

1. 2022 Chevrolet Equinox (0% financing for 72 months)

Best 0 Percent Financing Car Deals On 2022 Chevrolet Equinox
Source: Caranddriver
  • MSRP: $25,800
  • Finance Deal: 0% financing for 72 months

2022 Chevrolet Equinox is a compact sport utility vehicle that comes with an initial selling price of $25,800. 

But with the chevy 0 percent financing car deals, you can purchase this ride by gaining 0% financing for 72 months.

That’s right. You will not be charged anything extra than the designated monthly payment. No extra money will leave your pocket to make this vehicle your property.

Must Check: New 2022 Chevy Avalanche Review, Prices, Specs & Release Date

2. 2022 Chevrolet Traverse (0% financing for 72 months)

Best 0 % Financing Car Deals On Chevrolet Traverse
Source: Caranddriver
  • MSRP: $33,700
  • Finance Deal: 0% financing for 72 months

Another 2022 Chevy that you can own by the end of 2021 is the 2022 Chevrolet Traverse. This sport utility vehicle comes with one of the best 0 percent financing car deals.

Under this deal, you get 0% financing for 72 months which is a big relief considering the base price of $33,700.

This suv is an ideal family car that can seat up to eight people at once. Also, the good fuel economy, high towing capacity, and comfort are the perks that come with it.

Must Check: 2022 Maserati Ghibli Review: Specs, Prices, Trims, Features & More

3. 2022 Toyota Highlander (0% financing for 36 months)

Get Best 0 % Financing Car Deals On 2022 Toyota Highlander
Source: Caranddriver
  • MSRP: $35,205
  • Finance Deal: 0% financing for 72 months
  • Cashback: $500

With the help of the 0 percent financing car deals Toyota, you can finally own the popular 2022 Toyota Highlander.

This sturdy sport utility vehicle can be yours with the help of 0 percent financing car deals that offers you zero-percent financing for about 36 months. Not only this, but you will also get a $500 cashback on this amazing deal.

2022 Highlander holds high-end features and is extremely safe & reliable. It can be your best traveling partner for those long trips.

Related: Best Toyota Lease Deals & incentives Right Now

4. 2022 Toyota Corolla Cross (0% financing for 36 months)

Get Best 0 % Financing Car Deals On 2022 Toyota Corolla Cross
Source; Forbes
  • MSRP: $22,195
  • Finance Deal: 0% financing for 36 months
  • Cashback: $500

With the 0 percent financing car deals, get a chance to own a 2022 Toyota Corolla Cross. This other compact sport utility vehicle from Toyota is an ideal ride for all the singles and the growing families.

The vehicle initially cost $22,195, and with the help of available 0 apr car deals Toyota, you can get 0% financing for 36 months. 

Furthermore, you can also get a cashback of about $500, making your new purchase a happy event for you.

Must Check: 2022 Toyota Corolla Price, Specs, Review & Photos

5. 2022 Honda HR-V (0% financing for up to 36 months)

0 Percent Financing Car Deals on 2022 Honda HR-V
Source: Autospruce
  • MSRP: $21,420
  • Finance Deal: 0% financing for 36 months
  • Lease Deal: $199 per month for 36 months
  • Due at signing: $2,899

With 0 percent financing car deals with Honda, you can now own the 2022 Honda HR-V. This highly reliable sport utility vehicle can be yours with 0% financing that you can get for 36 months.

However, if you do not wish to buy this ride or it still feels out of budget, you can opt for the available lease deal.

With a signing amount of $2,899 and monthly installments of $199 for 36 months, you can lease out the 2022 HR-V.

Must Check: 2021 Toyota Corolla or Honda Civic Sedan Comparison

6. 2022 Hyundai Santa Cruz (0% financing for 48 months)

0 Percent Financing Car Deals On 2022 Hyundai Santa Cruz
Source: Caranddriver
  • MSRP: $23,990
  • Finance Deal: 0% financing for 48 months plus no payment for 90 days
  • Lease Deal: $269 per month for 36 months
  • Due at signing: $3,599
  • Cashback: Up to $500

If you are looking for a ride that will serve as a perfect partner for all those heavy loadings, unloading, and towing, then the 2022 Hyundai Santa Cruz is one ideal choice.

You can purchase this pickup truck with the latest 0 percent financing car deals. With the available purchase deal, you get 0% financing for 48 months, plus you don’t need to pay for the first 90 days.

In addition, you can also lease it out for a down payment of $3,599 and monthly installments of $269 for 36 months.

Furthermore, you can also get a cashback of up to $500.

7. 2021 Hyundai Tucson (0% financing for 60 months)

Best 0 Percent Financing Car Deals On 2021 Hyundai Tucson
Source: Hyundaiusa
  • MSRP: $23,700
  • Finance Deal: 0% financing for 60 months plus no payment for 90 days

If you are a Hyundai enthusiast, then the 2021 Hyundai Tucson can be a good choice for your next ride.

This compact sport utility costs $23,700 for its base model. However, you can buy it with the help of 0 percent financing car deals.

You will get 0% financing for 60 months. Furthermore, you are not required to pay any installment for the first 90 days of your deal.

8. 2021 Subaru Outback (0% financing for a limited-term)

Best 0 Percent Financing Car Deals On 2021 Subaru Outback
Source: Subaru
  • MSRP: $26,795
  • Finance Deal: 0% financing for a limited period

2021 Subaru Outback is a sport utility vehicle that you can purchase for a starting price of $26,795. The amount can be bearable if you pay it all at once via cash because going for a loan will get you heavy interest that can be tough in the long run.

However, with the 0 percent financing car deals, you can get a loan with 0% APR for a limited period.

9. 2021 Subaru Legacy (0% financing for 63 months)

Best 0 Percent Financing Car Deals On 2021 Subaru Legacy
Source: Subaru
  • MSRP: $22,895
  • Finance Deal: 0% financing for 63 months

One of the most popular rides of 2021 is none other than the 2021 Subaru Legacy. If you are looking for an elegant yet affordable ride for your daily commute, then this midsize is the best in every manner.

With 2021 coming to an end, you can get 0 percent financing car deals. With such a deal, you will get 0% financing for 63 months.

The vehicle initially cost $22,895, which is a big sum to be paid all at once. However, with a finance deal, you can pay this exact amount over a long period without any interest.

10. 2021 Volkswagen Atlas (0% financing for 36 months)

0 % Financing Car Deals On 2021 Volkswagen Atlas
Source: Caranddriver
  • MSRP: $31,545
  • Finance Deal: 0% financing for 36 months
  • Lease Deal: $429 per month for 39 months
  • Due at signing: $0

2021 Volkswagen is another sport utility vehicle that you can purchase with the help of 0 percent financing car deals. You will get 0% financing for 36 months.

However, if you do not wish to buy, you can lease out this beast for a down payment of $0, followed by monthly installments of $29 for 39 months.

Both the deals are extremely attractive and will help you save money in the long run.

11. 2021 Ram 1500 (0% financing for 72 months)

Best 0 % Financing Car Deals On 2021 Ram 1500
Source: Caranddriver
  • MSRP: $32,795
  • Finance Deal: 0% financing for 72 months

The best pickup truck of 2021, the 2021 Ram 1500, can be yours if you choose the 0 percent financing car deals available only towards the end of 2021.

With this deal, you will get 0 percent financing for 72 months. You will easily be able to pay the initial selling price of $32,795 over the mentioned period without being charged with any interest rate.

12. 2021 Ford Escape (0% financing for 60 months)

Best 0 % Financing Car Deals On 2021 Ford Escape
Source: Caranddriver
  • MSRP: $25,555
  • Finance Deal: 0% financing for 60 months
  • Lease Deal: $378 per month for 39 months
  • Due at signing: $3,058
  • Cashback: $500

2021 Ford Escape is a compact sport utility vehicle that comes with a starting price of $25,555. 

But if you cannot pay in cash and are worried about high monthly payments, then the 0 percent financing car deals are here for your rescue.

You get 0% financing for 60 months, giving you the advantage of buying the vehicle at its mentioned price only. Not only this, but you will also get a cashback of $500.

However, if you do not wish to buy, you can lease out the 2021 Escape for a signing amount of $3,058 and monthly charges of $378 for 39 months.

13. 2021 Jeep Grand Cherokee (0% financing for 72 months)

Best 0 % Financing Car Deals On 2021 Jeep Grand Cherokee
Source: Caranddriver
  • MSRP: $33,885
  • Finance Deal: 0% financing for 72 months
  • Lease Deal: $239 per month for 39 months
  • Due at signing: $3,999
  • Cashback: $3,500

The best off-road vehicle that you can buy is the 2021 Jeep Grand Cherokee. This sport utility vehicle comes with a purchase deal that offers 0% financing for 72 months.

In addition, there is also a lease deal that allows you to lease out this off-road beast for a due amount of $3,999, followed by $239 as a monthly payment for 39 months.

Furthermore, you also get a cashback of up to $3,500.

14. 2021 Dodge Challenger (0% financing for 72 months)

Best 0 % Financing Car Deals On 2021 Dodge Challenger
Source: Dodge
  • MSRP: $29,450
  • Finance Deal: 0% financing for 72 months
  • Lease Deal: $329 per month for 39 months
  • Due at signing: $3,999
  • Cashback: $1,500

Own the gorgeous 2021 Dodge Challenger for a purchase deal that offers you 0 percent financing for 72 months.

Not only this, you can even lease out this sports car for a down payment of $3,999 and monthly payments of $329 for 39 months.

Furthermore, a cashback deal is also available at the moment which can get you a cashback of $1,500 on all the available trim levels.

FAQS

Which cars have 0 percent financing?

At present, you will find many top automobile brands offering 04 financing deals on their top models. You can easily find Toyota, Hyundai, Chevrolet, Subaru, etc., models with 0 percent financing.

The list mentioned above in this article talks about various 2022 & 2021 models that come with these impressive finance deals.

Who offers 0 percent financing?

The only ones who can offer the 0 percent financing are the automakers. With the beginning of the new model year, the companies are eager to get rid of their previous year’s models.

Thus, they offer attractive finance, lease, and cashback deals which will help in the selling of the already available models.

Is choosing 0% financing a good choice?

0% financing is a good choice if you can afford to take a loan. If you are sure that you want to own one, then a 0% finance deal will save you a lot of money on interest.

Such a deal is budget-friendly as you will only pay the designated initial price of the vehicle.

Is Hyundai offering 0% 0 percent financing car deals?

YES. At present, Hyundai is offering different finance, lease, and cashback deals to the buyers to help the buyers in the best possible way.

However, when it comes to 0% financing, we found only two models offering it, namely 2022 Santa Cruz and 2021 Tucson.

  • 2022 Hyundai Santa Cruz: 0% financing for 48 months
  • 2021 Hyundai Tucson: 0% financing for 60 months

Can I buy a Ford for zero-percent financing?

YES. At present, you can buy the 2021 Ford Escape for 0% financing for 60 months. 2021 Escape comes in seven trim levels, and is powered by three option three-cylinder & four-cylinder engines.

This compact sport utility offers good comfort, great fuel efficiency, good towing capacity, and smooth driving dynamics.

Is it wise to pay off car finance early?

YES. Paying off any finance deal, whether it is 0% or more, is always a wise decision. The reason is simple: you save money, especially if your deal is not zero percent.

Technically speaking, you do not own the vehicle until you pay off the entire loan. So, paying it off early means you become the legal owner quickly.

But it is always advised to check all the terms & conditions of your loan before taking this step.

Is it a good decision to buy a car right now?

Buying a car is getting tougher as due to the COVID19 pandemic, there is a decrease in production whereas the demand is still rising.

For safety purposes, people are preferring personal modes of transportation. But due to this gap between demand & supply, the prices are elevating. And by next year, the new models will be much more costly.

So, if you want to own a ride, right now is a good time to go for it because if you delay any further, you will meet high market prices, high loan payments as compared to what is available at present.

Conclusion

Opting for 0 percent financing car deals is one of the easiest & economic ways for you to own a new ride. This article mentions the 14 best vehicles with 0% finance deals.

The list contains SUVs, pickup trucks, mid-size cars, compact cars, etc. But did you find an automobile with 0% apr that suits your budget & likeness?

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